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An indemnity agreement exists between two parties when one party (indemnitor) agrees (under the terms of a contract) to defend (pay for legal defense costs) and indemnify (pay for settlements) the indemnitee (district) for claims that might arise out of the operations or activity of the indemnitor. When an indemnitor provides the district with a Certificate of Insurance, the certificate does not necessarily extend coverage to the district. A Certificate of Insurance is simply verification of the indemnitor's current insurance coverage. The district must be named as an additional insured on the face of the Certificate of Insurance. Only a named additional insured endorsement as an attachment to the indemnitor's policy will extend insurance coverage to your district. RESIG is available to review member district's indemnity agreements, hold harmless clauses, Certificates of Insurance, and named additional insured endorsements. Please contact Joan Tapanainen, Director of Risk Management Services, at (707) 836-0779 ext. 106, or send an e-mail to jtapanainen@resig.org. Various agencies and vendors will make requests to your district for Certificates of Insurance with regard to joint activities, leasing arrangements, etc. Make all requests for Certificates of Insurance to Joan Tapanainen at 836-0779 ext. 106 or Mary Cox at 836-0779 ext. 121 or download the request form you will find below, complete the form and fax your request to RESIG at 707-836-9079.
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