A procedure for the establishment of Charter Schools was enacted by California State Legislature under Senate Bill 1448, which went into effect on January 1, 1993. The intent of the State Legislature was to allow innovation and creativity in the education process; however, RESIG recognized that the Charter Schools could bring unique risk to RESIG not common to our member districts.

RESIG also recognized the importance of providing the Charter Schools with adequate insurance coverage and risk management programs to better serve our member districts and the school children in Sonoma County.

Charter Schools in your district are NOT automatically covered by RESIG. In fact, Charter Schools are not insured through RESIG until they successfully complete RESIG’s membership process. The membership process can take as long as 60 to 90 days. It is important that any Charter School seeking membership in RESIG request an application packet from RESIG and provide our office with the required information as soon as it becomes available. For more information, please contact Cecilia A. Quiambao: 707-836-0779 ext. 106 or e-mail at cquiambao@resig.org ; Deborah Fraser: 707-836-0779 ext. 121 or e-mail at dfraser@resig.org.

Charter School Coverage Conditions

The Charter School is subject to all RESIG's coverage and policies, contingent on the following parameters:

A. Property and Liability coverage will contain an applicable $10,000 high risk deductible    per occurance.  To include:

   1. Claims arising out of Church and State issues.

   2. Claims arising out of enrollment practices.

B. Coverage shall be subject to an on-site inspection of proposed school facility and acceptance by RESIG.

C. Calculations for liability premiums shall include pre-school students.

D. Minimum Property and Liability premium will be set at $2,000.

E. Accounting of volunteer hours valued at $8 per hour to be calculated as part of the workers' compensation premium.

F. Independent contractors for accounting services shall provide al Faithful Performance Bond to the Charter School.

G. Coverage Contingency Agreement language will be developed during the Charter School's evaluation.

Charter School Application Process

The following completed documents must be included in the Charter School packet from this page:

• Charter School Coverage Policy
• Charter School Questionnaire
• Charter School Coverage Conditions

And the following documents must be included from the Charter School's documents:

• Charter District Agreement
• Lease Agreement
• Employment Contracts

After the Charter School completes the questionnaire and forwards RESIG the requested information, the Charter School Committee reviews and evaluates the Charter School's documentation.  The Charter School Committee with also meet with the applicant and RESIG's Loss Control Manager will conduct an on-site inspection.

Upon approval, the Committee, District and the Charter School agree on the language for the Coverage Contract Agreement and RESIG will submit a cost estimate to the Charter School.  RESIG's Executive Committee must take action to approve the Charter School for coverage with RESIG.